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North Coast Life Insurance delivers Accidental Death Insurance to homes and businesses across the Western United States.

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Care Annuity

 
  

Here's how Care works... You Choose the Plan Best for You, Plan A or B.

SIX (6) IMPORTANT BENEFITS:

As the direct result of death caused by an accident to the Insured while the policy is in force, PLAN A or PLAN B pays the following benefits:

1. ACCIDENTAL DEATH BENEFIT

PLAN A:  $100,000 paid to the person you name as beneficiary on the application.
PLAN B:  $  50,000 paid to the person you name as beneficiary on the application.

2. MONTHLY INCOME

PLAN A:  $1,000.00 paid to the beneficiary monthly for the rest of his or her life.*
PLAN B:  $   500.00 paid to the beneficiary monthly for the rest of his or her life.*

* Note age limitations in the policy as follows:

Beneficiary's Age % Reduction
Less than 5 years younger than insured      0%
5-9 years younger than insured 10%
10-15 years younger than 20%
16 or more years younger than 40%

3. LOW, LOW MONTHLY RATES!

      MALE      FEMALE 
PLAN A ($100,000/$1,000) 22.50 14.50
PLAN B ($50,000/$500) 12.50 8.25

4. SUPPLEMENTAL COVERAGE - CHILDREN'S EDUCATION

PLAN A & B: College fund available by rider. This benefit pays up to $20,000 per year for four years to a minor dependent if the insured dies of an accident prior to the dependent's attained age 18. The benefit is paid out in four annual installments on or after attainment of age 18. * One unit ($10,000) or two units ($20,000) are allowed per child for up to four children per plan.

*Monthly rate per unit for each child is based on child's age at issue as follows: under age 6, $1.25; ages 6 through 12, $2.00; ages 13 through 17, $2.50.

5. GUARANTEED RENEWABLE TO AGE 70

Your policy cannot be canceled prior to your age 70 as long as premiums are paid on time. The premium may be adjusted, but only for all policyholders in your state.


Life Annuity Graphic

6. WORLDWIDE PROTECTION, 24 HOURS A DAY

No matter where you are - on vacation, at home, work, school, or play - you're protected for covered accidents.

  • Available to persons age 21 through 65.
  • You won't be subject to a Medical Exam.
  • Only one Care plan will be issued on an individual

ACT NOW! DON'T WAIT TO MAKE THE RIGHT DECISION

*Not available in the states of Washington, Nevada, Oregon, Utah, Montana and New Mexico.

The "Care Annuity" from North Coast Life

Don't drive your car, climb a ladder or cross the street without it.

The fact is, accidents do happen, not just to daredevils. For people under age 35 accidents are the leading cause of death, and through age 54 accidents are the 3rd leading cause, just under cancer and heart disease. Motor-vehicle crashes are the leading cause of fatal injury from ages 1 to 77.*

The Care plan, however, represents an affordable way to obtain additional protection from yourself as well as your family. Protection that pays an immediate benefit and a monthly income check to your spouse for the rest of his or her life and if you choose, helps pay for your kids' college tuition.

*Injury Facts, National Safety Council, 1999

 Apply for a Care Annuity

 

  
 
North Coast Life Insurance
1116 West Riverside Avenue
Spokane, WA 99201
Toll-Free (800) 541-5858
Local (509) 838-4235
Fax (509) 747-8569
Hours: Mon-Fri 8-5, Pacific
 
 
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