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Formerly North Coast Life Insurance
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Whole Life Two Year Graded

Our Graded Life is a two year graded death benefit whole life product. If death occurs in the first policy year, 25% of the ultimate death benefit is payable and 50% of the ultimate amount is payable in the second policy year. There is no reduction and the full ultimate amount is payable if death is accidental.

This product no longer available please see LIFE-STYLE® Final Expense

Description of the Two year graded life insurance policy:

  • Issue Ages: 18 through 80
  • Maximum Issue Amount: $25,000 face amount.
  • Minimum Issue Amount: $2,500 face amount and $200 annual premium.*
  • Guaranteed Premiums for Insured's Lifetime
  • Guaranteed Cash Values
  • Guaranteed Death Benefits
  • Simplified Issue
  • Grade Natural Causes      - or - Accidental
    Year 1 25% of Face 100%
    Year 2 50% of Face 100%
    Year 3+ 100% of Face 100%

    Two year graded life insurance eligibility for insurance is determined by:

    Five Medical Questions asked on the application.
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        Other Whole Life Plans

    * Two year graded life insurance is not available in Washington State or Montana.

      Additional Information:
      All Life and Annuity Plans
    GPM Health and Life Insurance Company
    1124 W. Riverside Avenue Suite 400
    Spokane, WA 99201-1109
    Toll-Free (800) 541-5858
    Local (509) 838-4235
    Fax (509) 747-8569
    Hours: Mon-Fri 8-5, Pacific
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