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Whole Life Insurance IV

 
 
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Select an Amount
 
  $10,000
  $15,000
  $20,000
  $25,000
 
 

RIDERS

 

ACCIDENTAL DEATH BENEFIT

Issued from ages 5 through 60. Premiums payable and benefit to age 70. $1,000 per unit if death occurs directly and independent of other causes as result of bodily injury. Minimum $5,000. Maximum equal to the policy face amount up to $300,000 provided that the total amount applied for and in force in all companies does not exceed this amount.

 

WAIVER OF PREMIUM

Waives the premium in event of "total and permanent" disability defined as "that the insured is prevented from engaging in any business or occupation or employment for which insured is reasonably fitted by education, training or experience for remuneration or profit and such disability has been for at least six months continuously." Issued ages 0 through 55. Benefit will not be allowed if disability commences before insured's 15th birthday or after policy anniversary at which insured is age 60 nearest birthday.

 

FAMILY INSURANCE RIDER

Issue Limits: 1 unit per $5,000 Face Amount up to 10 unit maximum (per family). Issued age 16 through 64.

 
  • Spouse only
  • Children Only - $2,000 Benefit
  • Single Insured Parent Children
  • Disability Waiver, through Issue Age 49
 

5, 10, 15 , 20 YEAR RENEWABLE TERM (YRT) RIDERS

Guaranteed renewable and convertible term insurance to age 70 with options to age 100.

 
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Product Overview:
 
  Ages: 0 - 85
 
  Face Amounts: $5,000 - $25,000
 
  Guaranteed Cash Values? Yes
 
  Guaranteed Premium Payments? Yes
 
  Guaranteed Death Benefits? Yes
 
Product Brochure:
 
 
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North Coast Life Insurance
1116 West Riverside Avenue Suite 205
Spokane, WA 99201
Toll-Free (800) 541-5858
Local (509) 838-4235
Fax (509) 747-8569
Hours: Mon-Fri 8-5, Pacific
 
 
 
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