Versatile Life ® - Thirteen different forms

Versatile Life is a series of interest-sensitive whole life plans with many of the features found with universal life plans. North Coast Life is the only company with a complete "family" of these exciting plans, all utilizing the same basic policy form structure to meet the insured's specific needs.

This feature assumes the current interest rate remains the same for the life of the plan.

Single premium life insurance policy (limited pay plan).

Limited pay plan in 3 years.

Limited pay plan in 5 years.

Preferred risk, limited pay plan in 6 years for larger face amounts. Among the most competitive on the market.

Limited pay plan in 7 years.

Limited pay plan in 10 years.

Preferred risk, limited pay plan in 11 years for larger face amounts. Among the most competitive on the market.

Limited pay plans in 15 years. One of our most popular limited pay plans.

Joint Life. Limited pay plan in 15 years covering two lives. A first to die plan.

One of our most popular limited pay plans, in 20 years.

Ordinary Life. Premiums payable for life.

Increasing Benefit. A limited pay level premium policy with premiums projected in 20 years with the death benefit increasing 5% a year for 20 years causing the overall benefit to double. This product is designed to keep life insurance protection comparable with inflation.

Tri Guard. A limited pay plan with premiums payable for approximately 15 years which provides an insurance amount three times the ultimate amount for 10 years or age 55, whichever is first; two times the ultimate amount years 11 through 20 or age 65, whichever is first; and the ultimate amount thereafter. Conversion of the amounts being reduced are provided. The cost per thousand competes with annual renewable term plans.