Term Life - Life-style Term ®

Life insurance coverage protects loved ones by giving them financial security when they need it the most. Life insurance can also cover business needs such as business debt, buy-sell agreements or key man coverage. It can be a great financial planning tool if the unexpected happens.

• Provides death benefit for a certain duration period
• Financial security for your personal or business needs
• Clearly defined coverage amounts and length of protection
• Can be renewed after defined duration period to age 100

• Income Replacement
• College education for dependents
• Funeral costs
• Mortgages
• Fund a Business Transfer
• Protect the loss of a key employee
• Pay death taxes
• Consumer Debt

Call us old fashioned, but when you call North Coast Life; a real person is going to answer the phone. We think technology is a wonderful tool; however, having a person assist you right away with a question or problem is hard to replace.

North Coast Life offers 5, 10, 15 or 20 year term insurance with guaranteed level premiums for the length of the chosen protection period. When the protection period is complete, you can renew the plan to age 100.

Several choices are available when choosing a term policy.

• 5, 10, 15 or 20 year durations
• Coverage amount
• Coverage for up to four people on one policy
• Convert to any permanent plan (some age restrictions apply)

One of the biggest advantages of term insurance is its lower initial cost in comparison to permanent insurance. You only pay for the coverage needed. This allows you to afford larger coverage amounts.

		Spouse Insurance
		Childrens Insurance