Keep In Shape
4 March 2010
Life insurance agents always tell you to keep in shape "You have to stay in shape. .jpg)
My grandmother, she started walking five miles a day when she was 60. She's 97 today and we don't know where the hell she is". by Ellen DeGeneres
Difference between a Man & a Whole life policy
4 March 2010
Question: Do you know the difference between a man and a whole life policy?
Answer: A whole life policy eventually matures.
Retirement Planning & Life Insurance
26 February 2010
3 ways to incorporate the two together – and put you ahead.
When setting your retirement goals, have you thought?... “If I should die before those, who depend on me... will there be enough savings for them? “
Here we will understand importance of incorporating life insurance with your retirement plan in order to give you and your family the comprehensive safety net in the event of premature death or disability. As stated on the LIFE Foundation blog: “A retirement plan without insurance is just a savings and investment program that dies or becomes disabled when you do.”
Prevent your retirement plans from dying when you do. If you die before retirement, your survivors would miss out on both your salary for living expenses and the money you were setting aside for the future. People who die prematurely haven't had as much time to put together an investment program that can really pay off. If you have sufficient life insurance, it can help pay your family's expenses and may still be there for your spouse's retirement.
Supplement your retirement income. Suppose your circumstances change and you no longer have anyone who would need the proceeds of a death benefit. With a permanent life insurance contract, you have the flexibility to surrender the policy and supplement your retirement income with the funds that have accumulated in the policy's cash value account.
Preserve your estate assets for your survivors. If you've accumulated a large estate, life insurance can help foot the estate tax bill from Uncle Sam, preserving assets for your heirs. Or, if your estate is more modest, life insurance can provide a legacy for your children and grandchildren even if you use up most of your assets during your retirement years.
Read more about major life events and factors affecting your life insurance needs at the LIFE Foundation
Learn more about Term Life & Retirement options below or call: 800-541-5858
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